CIBIL Score dropped 30 points after getting Amazon ICICI??
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LTF_Hunter
Reputation: 120•about 1 month ago
Hey everyone, kinda freaking out here. I just got my first credit card (Amazon ICICI) with a 50k limit. But I checked my CIBIL today on GPay and it dropped from 780 to 750! Is this normal??
I haven't even spent anything on it yet. Did they do a hard inquiry too many times?
#CIBIL#CreditScore#ICICI#Newbie
1 Replies
Discussion (1)
HDFCFanboy
Reputation: 420•about 1 month ago
chill man, this is 100% normal. Any time a bank does a hard inquiry for a new unsecured loan/card, u take a temporary 15-30 point hit. Just pay your bill in full next month and it will bounce right back up within 60 days. 📈