HSBC
HSBC TravelOne Credit Card
Data Verified
Last checked: 2 Mar 2026Best for frequent travelers who want strong airline mile earning with 1:1 transfers to premium international carriers, plus solid lounge and golf access.
HSBC's dedicated travel card offering 4X reward points on flights, hotels, travel aggregators, and forex spends, with 1:1 transfer to airline partners (British Airways, Singapore Airlines, Air India, Etihad). Includes 6 domestic + 4 international lounge visits and golf privileges.
TravelAirlinesHotelsForexGolf
Annual Fee
₹4999
Annual fee waived on ₹8 lakh annual spend
Cashback
3%
Headline Rate
Forex Markup
3.5%
Standard Rate
Expert Verdict
"HSBC TravelOne is the travel companion India needed. 4X on all travel + forex gives serious mile-earning power. The 1:1 transfer ratio to British Airways Avios, KrisFlyer, and Air India is best-in-class — no devaluation on conversion. 10 total lounge visits (6 domestic + 4 international) is generous at this price. Golf rounds add premium lifestyle value. The ₹8L fee waiver is reasonable for frequent travelers. Welcome benefits (₹4,000+ in vouchers) nearly cover the annual fee. Verdict: Best mid-premium travel card for international mile collectors."
Key Privileges
Welcome Benefit₹1,000 cashback + ₹3,000 Postcard Hotel voucher + 3-month EazyDiner Prime on ₹10K spend in 30 days
Fee WaiverAnnual fee waived on ₹8 lakh annual spend
Interest Rate (APR)42%
Min. Income₹6 lakh per annum
Start Application
Applying takes less than 5 minutes. You will need your PAN card and Aadhaar details handy.
Simplified Digital KYC
Instant Approval Check
Zero Physical Documentations
By clicking apply, you will be redirected to the official bank portal. CreditBro may earn a commission on successful approvals.
Eligibility Summary
- Min. Credit Score750
- Min. Income₹6 lakh per annum
- EmploymentSalaried/Self