
Best for IndianOil customers who refuel frequently and want the highest percentage return on fuel.
The best card for IndianOil customers, offering 8.5% value back on IOCL fuel purchases, 1% fuel surcharge waiver, and rewards on grocery and department store purchases.
"At 8.5% value back, the IndianOil XTRA card has the highest headline fuel reward rate in India for any single brand. If your go-to pump is IOCL, this card alone can save you ₹3,400/month on ₹40K fuel spend. Zero joining fee lowers the barrier to entry. The card is less useful for non-fuel categories. Verdict: Best single-brand fuel card in India."
Applying takes less than 5 minutes. You will need your PAN card and Aadhaar details handy.