RBL Bank
IndianOil RBL Bank XTRA Credit Card
Data Verified
Last checked: 25 Feb 2026Best for IndianOil customers who refuel frequently and want the highest percentage return on fuel.
The best card for IndianOil customers, offering 8.5% value back on IOCL fuel purchases, 1% fuel surcharge waiver, and rewards on grocery and department store purchases.
FuelShoppingGrocery
Annual Fee
₹1500
Annual fee waived on ₹2.75 lakh annual spend
Cashback
8%
Headline Rate
Forex Markup
3.5%
Standard Rate
Expert Verdict
"At 8.5% value back, the IndianOil XTRA card has the highest headline fuel reward rate in India for any single brand. If your go-to pump is IOCL, this card alone can save you ₹3,400/month on ₹40K fuel spend. Zero joining fee lowers the barrier to entry. The card is less useful for non-fuel categories. Verdict: Best single-brand fuel card in India."
Key Privileges
Welcome BenefitZero joining fee + 500 bonus reward points
Fee WaiverAnnual fee waived on ₹2.75 lakh annual spend
Interest Rate (APR)42%
Min. Income₹3 lakh per annum
Start Application
Applying takes less than 5 minutes. You will need your PAN card and Aadhaar details handy.
Simplified Digital KYC
Instant Approval Check
Zero Physical Documentations
By clicking apply, you will be redirected to the official bank portal. CreditBro may earn a commission on successful approvals.
Eligibility Summary
- Min. Credit Score700
- Min. Income₹3 lakh per annum
- EmploymentSalaried/Self