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Executive Summary: The Axis Bank Indian Oil RuPay Credit Card by Axis Bank is a Fuel offering featuring 4% cashback. Key benefits include 4% value back on IndianOil fuel, Cheapest fuel card at ₹250/year. Most suitable for users seeking Best for budget-conscious drivers who...

Best for budget-conscious drivers who refuel at IndianOil and want the cheapest possible fuel card with UPI compatibility.
India's most affordable fuel card at just ₹250/year, offering 4% value back on IndianOil fuel purchases, RuPay network benefits including UPI linking, and additional rewards on grocery and utility spends.
Calculations are indicative based on the product's headline rates. Actual benefits may vary based on spend categories and credit profile.
Annual Savings
Based on your 4% cashback rate.
"At just ₹250/year, the IndianOil RuPay card is the cheapest fuel card in India. 4% on IOCL fuel means even ₹5,000/month fuel spend saves ₹200/month — paying back the annual fee in 2 months. Verdict: Best value-for-money fuel card for daily commuters."
Applying takes less than 5 minutes. You will need your PAN card and Aadhaar details handy.