SBI Card
Cashback SBI Card
Data Verified
Last checked: 25 Feb 2026Best for heavy online shoppers wanting straightforward flat cashback without category restrictions.
India's most popular cashback card offering a flat 5% cashback on all online spends and 1% on offline purchases. No merchant restrictions — cashback is auto-credited as statement credit.
ShoppingOnlineCashback
Annual Fee
₹999
Annual fee waived on spending ₹2 lakh in previous year
Cashback
5%
Headline Rate
Forex Markup
3.5%
Standard Rate
Expert Verdict
"The Cashback SBI Card is the gold standard for no-nonsense cashback in India. A flat 5% on all online spends with zero merchant restrictions makes it ideal for anyone who shops online. The ₹5,000 monthly cap means you need ₹1 lakh online spend to max out. Annual fee is easily waivable at ₹2L annual spend. Verdict: A must-have for online-first spenders."
Key Privileges
Welcome BenefitCashback on first online transaction
Fee WaiverAnnual fee waived on spending ₹2 lakh in previous year
Interest Rate (APR)42%
Min. Income₹3 lakh per annum
Start Application
Applying takes less than 5 minutes. You will need your PAN card and Aadhaar details handy.
Simplified Digital KYC
Instant Approval Check
Zero Physical Documentations
By clicking apply, you will be redirected to the official bank portal. CreditBro may earn a commission on successful approvals.
Eligibility Summary
- Min. Credit Score700
- Min. Income₹3 lakh per annum
- EmploymentSalaried/Self