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ValueHigh
VerdictTop Tier
VerifiedYes
Rating4.8/5
124 verified reviews
Executive Summary: The SBI BPCL Credit Card by SBI Card is a Fuel offering featuring 4% cashback. Key benefits include 13X reward points on BPCL fuel purchases, 5X on dining and grocery. Most suitable for users seeking Best for budget-conscious BPCL customers...
SBI Card
SBI BPCL Credit Card
Data Verified
Last checked: 22 May 2026Best for budget-conscious BPCL customers who want strong fuel rewards without the premium price tag of the Octane variant.
The budget-friendly BPCL fuel card offering 13X reward points on BPCL fuel purchases, 5X on dining and grocery, and 1% fuel surcharge waiver. Complementary to the premium BPCL SBI Octane card at a fraction of the cost.
FuelDiningGrocery
Annual Fee
₹499
Annual fee waived on spending ₹50,000 in previous year
Cashback
4%
Headline Rate
Forex Markup
3.5%
Standard Rate
Value Calculator
AI Powered
₹25,000
MinMax
Calculations are indicative based on the product's headline rates. Actual benefits may vary based on spend categories and credit profile.
Annual Savings
₹12,000
Based on your 4% cashback rate.
Expert Verdict
"The SBI BPCL card is the budget sibling of the Octane — 13X on BPCL fuel at just ₹499/year vs ₹1,499 for Octane. The 5X on dining and grocery adds daily utility beyond fuel. Verdict: Best budget BPCL fuel card in India."
Key Privileges
Welcome Benefit2,000 activation bonus reward points on fee payment
Fee WaiverAnnual fee waived on spending ₹50,000 in previous year
Interest Rate (APR)42%
Min. Income₹2.5 lakh per annum
Start Application
Applying takes less than 5 minutes. You will need your PAN card and Aadhaar details handy.
Simplified Digital KYC
Instant Approval Check
Zero Physical Documentations
By clicking apply, you will be redirected to the official bank portal. CreditBro may earn a commission on successful approvals.
Eligibility Summary
- Min. Credit Score700
- Min. Income₹2.5 lakh per annum
- EmploymentSalaried/Self