AU Small Finance Bank
Ixigo AU Credit Card
Data Verified
Last checked: 1 Mar 2026Best for frequent domestic travelers who book via Ixigo and want extensive lounge access with zero forex markup — all for free.
A travel-focused co-branded card with Ixigo, offering 10% off on flights and hotels booked via Ixigo, 16 domestic airport lounge + 16 railway lounge visits, zero forex markup, and 10 reward points per ₹200 on online spends.
TravelAirlinesHotelsOnlineForex
Annual Fee
FREE
Lifetime Free — no annual or renewal fee
Cashback
2%
Headline Rate
Forex Markup
0%
Standard Rate
Expert Verdict
"The Ixigo AU card punches way above its weight for a free card. 32 total lounge visits/year (16 airport + 16 railway) is unheard of at ₹0 annual fee. Zero forex markup makes it a no-brainer for international trips. The 10% Ixigo discount on flights and hotels stacks real savings for regular travelers. The only caveat is quarterly spend requirements for lounge access (from Apr 2025). Verdict: The most feature-packed free travel card in India right now."
Key Privileges
Welcome Benefit1,000 reward points + ₹1,000 Ixigo money vouchers on first transaction
Fee WaiverLifetime Free — no annual or renewal fee
Interest Rate (APR)42%
Min. Income₹3 lakh per annum
Start Application
Applying takes less than 5 minutes. You will need your PAN card and Aadhaar details handy.
Simplified Digital KYC
Instant Approval Check
Zero Physical Documentations
By clicking apply, you will be redirected to the official bank portal. CreditBro may earn a commission on successful approvals.
Eligibility Summary
- Min. Credit Score700
- Min. Income₹3 lakh per annum
- EmploymentSalaried/Self