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ValueHigh
VerdictTop Tier
VerifiedYes
Rating4.8/5
124 verified reviews
Executive Summary: The ICICI Emeralde Private Metal Credit Card by ICICI Bank is a Lifestyle offering featuring 3.5% cashback. Key benefits include 6X rewards on flights via iShop, 12X rewards on hotels via iShop. Most suitable for users seeking Best for ultra-premium travelers seeking...
ICICI Bank
ICICI Emeralde Private Metal Credit Card
Data Verified
Last checked: 22 May 2026Best for ultra-premium travelers seeking absolute top-tier lounge, transfer, and luxury hotel hospitality privileges.
Super-premium metal card from ICICI. Features unlimited international lounge access, complimentary airport transfers, and Taj Epicure membership.
LifestyleTravelGolf
Annual Fee
₹12499
Annual fee waived on spending ₹15 lakh in previous year
Cashback
3.5%
Headline Rate
Forex Markup
2%
Standard Rate
Value Calculator
AI Powered
₹25,000
MinMax
Calculations are indicative based on the product's headline rates. Actual benefits may vary based on spend categories and credit profile.
Annual Savings
₹10,500
Based on your 3.5% cashback rate.
Expert Verdict
"ICICI Emeralde Private is a stellar metal card. The unlimited DragonPass international lounge access covers the primary and add-on cardholders. Exceptional golf privileges. Verdict: Luxury powerhouse card."
Key Privileges
Welcome BenefitTaj Epicure membership + ₹10,000 luxury gift vouchers on joining
Fee WaiverAnnual fee waived on spending ₹15 lakh in previous year
Interest Rate (APR)42%
Min. Income₹24 lakh per annum
Start Application
Applying takes less than 5 minutes. You will need your PAN card and Aadhaar details handy.
Simplified Digital KYC
Instant Approval Check
Zero Physical Documentations
By clicking apply, you will be redirected to the official bank portal. CreditBro may earn a commission on successful approvals.
Eligibility Summary
- Min. Credit Score780
- Min. Income₹24 lakh per annum
- EmploymentSalaried/Self