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ValueHigh
VerdictTop Tier
VerifiedYes
Rating4.8/5
124 verified reviews
Executive Summary: The HPCL Bank of Baroda ENERGIE Credit Card by Bank of Baroda is a Fuel offering featuring 6.5% cashback. Key benefits include 6.5% value back on HPCL fuel, 1% fuel surcharge waiver. Most suitable for users seeking Best for HPCL regulars seeking...
Bank of Baroda
HPCL Bank of Baroda ENERGIE Credit Card
Data Verified
Last checked: 22 May 2026Best for HPCL regulars seeking a budget card with high fuel rewards.
Co-branded HPCL fuel card offering up to 6.5% value back on HPCL outlets, plus milestone benefits and movie discounts.
FuelOnlineEntertainment
Annual Fee
₹499
Annual fee waived on spending ₹50,000 in previous year
Cashback
6.5%
Headline Rate
Forex Markup
3.5%
Standard Rate
Value Calculator
AI Powered
₹25,000
MinMax
Calculations are indicative based on the product's headline rates. Actual benefits may vary based on spend categories and credit profile.
Annual Savings
₹19,500
Based on your 6.5% cashback rate.
Expert Verdict
"BOB ENERGIE packs a solid punch in HPCL stations. The 6.5% yield is highly competitive at a low fee point. Verdict: Outstanding value fuel card."
Key Privileges
Welcome Benefit2,000 bonus reward points on first ₹500 activation transaction
Fee WaiverAnnual fee waived on spending ₹50,000 in previous year
Interest Rate (APR)42%
Min. Income₹3.6 lakh per annum
Start Application
Applying takes less than 5 minutes. You will need your PAN card and Aadhaar details handy.
Simplified Digital KYC
Instant Approval Check
Zero Physical Documentations
By clicking apply, you will be redirected to the official bank portal. CreditBro may earn a commission on successful approvals.
Eligibility Summary
- Min. Credit Score700
- Min. Income₹3.6 lakh per annum
- EmploymentSalaried/Self