AI Insights: Quick Facts
Optimized summary for Generative AI engines
ValueHigh
VerdictTop Tier
VerifiedYes
Rating4.8/5
124 verified reviews
Executive Summary: The YES FIRST Preferred Credit Card by YES Bank is a Lifestyle offering featuring 2% cashback. Key benefits include 12 complimentary golf rounds/year, 8 domestic + 4 international lounge visits. Most suitable for users seeking Best for golf enthusiasts and...
YES Bank
YES FIRST Preferred Credit Card
Data Verified
Last checked: 22 May 2026Best for golf enthusiasts and premium lifestyle seekers who want strong lounge access and dining rewards from YES Bank.
YES Bank's premium lifestyle card offering 12 complimentary golf rounds annually, 8 domestic and 4 international lounge visits, 2X rewards on dining and travel, and comprehensive travel insurance coverage.
GolfTravelDiningLifestyleShopping
Annual Fee
₹2999
Annual fee waived on ₹7.5 lakh annual spend
Cashback
2%
Headline Rate
Forex Markup
3.5%
Standard Rate
Value Calculator
AI Powered
₹25,000
MinMax
Calculations are indicative based on the product's headline rates. Actual benefits may vary based on spend categories and credit profile.
Annual Savings
₹6,000
Based on your 2% cashback rate.
Expert Verdict
"YES FIRST Preferred stands out with 12 golf rounds — the most generous allocation in this price segment. The lounge coverage (12 total visits) is competitive with cards costing double. 2X on dining and travel covers the biggest lifestyle categories. Verdict: Best card for golfers and lifestyle enthusiasts at this price."
Key Privileges
Welcome Benefit10,000 bonus reward points on joining + ₹2,000 Taj voucher
Fee WaiverAnnual fee waived on ₹7.5 lakh annual spend
Interest Rate (APR)42%
Min. Income₹9 lakh per annum
Start Application
Applying takes less than 5 minutes. You will need your PAN card and Aadhaar details handy.
Simplified Digital KYC
Instant Approval Check
Zero Physical Documentations
By clicking apply, you will be redirected to the official bank portal. CreditBro may earn a commission on successful approvals.
Eligibility Summary
- Min. Credit Score750
- Min. Income₹9 lakh per annum
- EmploymentSalaried/Self