AU Small Finance Bank
AU Zenith Credit Card
Data Verified
Last checked: 21 Mar 2026Premium users seeking high rewards on dining and an industry-best 16 domestic lounge visits per year.
A premium lifestyle card from AU Small Finance Bank with massive dining rewards, extensive lounge access, and low forex fees.
DiningLifestyleShoppingTravel
Annual Fee
₹7999
Annual fee waived on ₹5 lakh annual spend
Cashback
5%
Headline Rate
Forex Markup
1.99%
Standard Rate
Expert Verdict
"AU Zenith is a serious contender in the premium segment. Its 20 rewards per ₹100 on dining is best-in-class, and 16 annual domestic lounge visits are unmatched. With a relatively low 1.99% forex markup and premium brand memberships, it offers a "luxury" experience at a mid-tier price."
Key Privileges
Welcome BenefitZomato Pro Annual Membership + 10,000 bonus points
Fee WaiverAnnual fee waived on ₹5 lakh annual spend
Interest Rate (APR)42%
Min. Income₹15 lakh per annum
Start Application
Applying takes less than 5 minutes. You will need your PAN card and Aadhaar details handy.
Simplified Digital KYC
Instant Approval Check
Zero Physical Documentations
By clicking apply, you will be redirected to the official bank portal. CreditBro may earn a commission on successful approvals.
Eligibility Summary
- Min. Credit Score760
- Min. Income₹15 lakh per annum
- EmploymentSalaried/Self