IDFC FIRST Bank
IDFC FIRST HPCL Power+ Credit Card
Data Verified
Last checked: 25 Feb 2026Best for HPCL users who also want grocery & utility rewards plus modern features like FASTag integration.
A modern fuel card offering up to 6.5% savings on HPCL fuel, 4X rewards on grocery and utility spends, complimentary lounge access, and IDFC FIRST FASTag auto-recharge integration.
FuelGroceryUtilitiesFASTag
Annual Fee
₹499
Annual fee of ₹499 (easy waiver on modest spend)
Cashback
6%
Headline Rate
Forex Markup
3.5%
Standard Rate
Expert Verdict
"IDFC FIRST HPCL Power+ goes beyond just fuel — it's a well-rounded daily card. 6.5% on HPCL fuel plus 4X on grocery and utilities covers major household expenses. FASTag integration is unique and practical for daily commuters. Lounge access at ₹499 is a steal. Verdict: Most versatile fuel card for daily drivers."
Key Privileges
Welcome BenefitComplimentary movie ticket + bonus reward points
Fee WaiverAnnual fee of ₹499 (easy waiver on modest spend)
Interest Rate (APR)42%
Min. Income₹2.5 lakh per annum
Start Application
Applying takes less than 5 minutes. You will need your PAN card and Aadhaar details handy.
Simplified Digital KYC
Instant Approval Check
Zero Physical Documentations
By clicking apply, you will be redirected to the official bank portal. CreditBro may earn a commission on successful approvals.
Eligibility Summary
- Min. Credit Score700
- Min. Income₹2.5 lakh per annum
- EmploymentSalaried/Self