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ValueHigh
VerdictTop Tier
VerifiedYes
Rating4.8/5
124 verified reviews
Executive Summary: The BOB Eterna Credit Card by Bank of Baroda is a Lifestyle offering featuring 3.75% cashback. Key benefits include 🔥 LIMITED-PERIOD: Lifetime FREE till 30th June 2026, Unlimited domestic airport lounge access. Most suitable for users seeking Best for premium lifestyle spenders...
Bank of Baroda
BOB Eterna Credit Card
Data Verified
Last checked: 23 May 2026Best for premium lifestyle spenders seeking unlimited domestic lounge privileges, 3.75% rewards on dining & travel, and zero annual fees.
Premium travel and lifestyle credit card offering unlimited domestic airport lounge access and 5X rewards. Currently offered completely Lifetime Free (LTF) for new applicants till 30th June 2026!
LifestyleShoppingTravelDiningRewards
Annual Fee
₹2499
Currently Lifetime Free under promotional campaign. Standard annual fee of ₹2,499 is waived on spending ₹2.5 lakh.
Cashback
3.75%
Headline Rate
Forex Markup
2%
Standard Rate
Value Calculator
AI Powered
₹25,000
MinMax
Calculations are indicative based on the product's headline rates. Actual benefits may vary based on spend categories and credit profile.
Annual Savings
₹11,250
Based on your 3.75% cashback rate.
Expert Verdict
"The BOB Eterna is currently a steal. By offering unlimited domestic lounge access and FITPASS fitness benefits under a completely Lifetime Free (LTF) banner until 30th June 2026, it outclasses every premium card in India. Verdict: A absolute must-have LTF premium asset."
Key Privileges
Welcome BenefitLifetime Free (LTF) promotion till 30th June 2026 + 10,000 bonus points on ₹50,000 spend within 60 days
Fee WaiverCurrently Lifetime Free under promotional campaign. Standard annual fee of ₹2,499 is waived on spending ₹2.5 lakh.
Interest Rate (APR)42%
Min. Income₹12 lakh per annum
Start Application
Applying takes less than 5 minutes. You will need your PAN card and Aadhaar details handy.
Simplified Digital KYC
Instant Approval Check
Zero Physical Documentations
By clicking apply, you will be redirected to the official bank portal. CreditBro may earn a commission on successful approvals.
Eligibility Summary
- Min. Credit Score730
- Min. Income₹12 lakh per annum
- EmploymentSalaried/Self