
Best for Federal Bank customers wanting a premium card with strong lounge access and milestone rewards from a trusted private bank.
Federal Bank's premium lifestyle card offering 6 complimentary domestic lounge visits, 2X reward points on all spends, milestone benefits, comprehensive insurance, and dining offers across 1,500+ partner restaurants.
"Federal Bank Celesta is a sleeper hit — 6 lounge visits and 2X rewards at ₹2,500/year is competitive with HDFC and Axis cards costing more. Milestone benefits at ₹2L and ₹5L add bonus value for consistent spenders. Federal Bank's growing network and digital banking make this more practical than it would have been 3 years ago. Insurance coverage is comprehensive. Verdict: Best premium card from a non-Big-4 bank."
Applying takes less than 5 minutes. You will need your PAN card and Aadhaar details handy.