
Best for people whose spending patterns change — customize rewards monthly to match your current lifestyle.
India's first customizable credit card — choose 3 out of 9 benefit categories (fuel, travel, entertainment, dining, etc.) and get higher rewards only on what matters to you. Lifetime free with pay-what-you-use model.
"AU LIT is genuinely innovative. Instead of fitting your spending to a card's reward structure, the card fits to YOUR spending. Pick 3 categories (fuel, grocery, travel, dining, entertainment, healthcare, education, shopping, utility) and get boosted rewards. Change them every month via the app if your priorities shift. At ₹0 annual fee, it's the smartest card for people who don't want to carry 5 different cards. Verdict: India's most innovative credit card concept — customization at zero cost."
Applying takes less than 5 minutes. You will need your PAN card and Aadhaar details handy.