Find the best loan rates across India. Compare home, personal, and vehicle loans from 20+ top lenders.
India's most trusted home loan product with low interest rates, zero hidden charges, and wide network of branches for doorstep service.
"Best for first-time home buyers who value transparency and a trusted legacy brand."
Affordable home loans with customized repayment options and attractive interest rates for purchase, construction, or renovation of your dream home.
"Best for borrowers looking for highly competitive market interest rates from a leading public sector bank."
Quick and convenient home loans with digitised processing, instant sanctions for existing customers, and flexible tenure options.
"Best for salaried professionals who want a fast, high-tech, and hassle-free loan experience."
Flexible home loans with features like Asha Home Loans for low-income segments and QuikPay Home Loans for faster repayment.
"Best for borrowers with non-standard income profiles or those wanting to earn reward points on debt."
Expert guidance and customized home loan solutions from India's leading private sector bank, offering seamless processing and competitive rates.
"Best for middle-income families and those needing expert property advisory along with finance."
Financing for new cars with the option of financing up to 90% of the on-road price, offering the benefit of no hidden charges and lowest interest rates.
"Best for SBI account holders who can use the YONO app for instant approvals and zero processing fees."
Low-interest vehicle loans with zero hidden charges for purchasing four-wheelers and two-wheelers for personal or business use.
"Best for value-conscious buyers who want a low rate with zero prepayment penalties."
Financing for both new and used cars with flexible repayment tenures, quick approvals, and competitive interest rates.
"Best for car buyers looking for high funding (up to 90% on-road) and fast processing."
Seamless vehicle financing with attractive interest rates and long repayment tenure to help you bring home your favorite vehicle.
"Best for buyers seeking a balanced PSU loan with a wide reach and transparent terms."
New and used car loans with the convenience of instant sanctions, doorstep service, and attractive special interest rates for corporate employees.
"Best for corporate employees who want doorstep service and the luxury of 100% ex-showroom funding."
Instant personal loans for varied needs including medical, wedding, or travel with one of the lowest interest rates in the banking sector.
"Best for government and corporate employees looking for the absolute lowest personal loan rate."
Instant personal loans for and by India's leading bank, providing financial flexibility with pre-approved offers for millions of customers.
"Best for existing HDFC Bank customers who benefit from the famous "10-second disbursal" pre-approved loans."
Collateral-free personal loans with end-to-end digital processing and instant money transfer for pre-approved customers.
"Best for individuals needing large loan amounts quickly with a completely paperless experience."
Hassle-free personal loans with quick approval, attractive interest rates, and minimal documentation for diverse financial requirements.
"Best for salaried professionals in metropolitan cities who prioritize customer service and part-payment flexibility."
A unique "Flexi" personal loan that allows you to withdraw funds as needed and pay interest only on the used amount, ideal for managing fluctuating expenses.
"Best for people who need a credit line (Flexi) rather than a lump sum, and those needing a longer repayment tenure."
Factual floating rate breakdowns, eligibility indices, and metropolitan salary-based limits.
Pegged directly to the RBI Repo Rate, home loan rates in India are offered via External Benchmark Lending Rates (EBLR). Here is the direct landscape:
| Lender | Floating Rate (p.a.) | Processing Fee |
|---|---|---|
| SBI Home Loan | 8.40% - 9.15% | 0.35% (Max ₹10k) |
| HDFC Home Loan | 8.45% - 9.20% | Up to 0.50% |
| ICICI Home Loan | 8.50% - 9.35% | Up to 0.50% |
"SBI offers the lowest overall tenure costs and absolute transparency. For fastest sanction turnaround and seamless digital documentation, choose HDFC."
If your salary is ₹50,000, lenders apply a 50% Fixed Obligation to Income Ratio (FOIR). This restricts your eligible EMIs:
"If you meet the CIBIL score threshold of 750, verify if your employer belongs to the lender's pre-approved corporate tier to automatically slice 1-2% off your interest rate."
Home loan applications in Electronic City, Whitefield, and Sarjapur Road enjoy dynamic valuations. Premier tech employers listed under bank categories (Category A/MNC) secure highly competitive personal loans at 10.49% p.a. with express digital processing.
For self-employed and startup owners in BKC, Andheri, and South Mumbai, lenders assess business tax returns (ITR) and GST flows. Secured loan options against property (LAP) start at 9.25% p.a. and represent the highest borrowing limit options in Mumbai.
Delhi housing loans heavily involve DDA flats, registry approvals, and sector-based developments in Noida and Gurugram. State Bank of India (SBI) and HDFC provide customized builder tie-up loans with zero administrative fees and customized pre-approvals for NCR residents.